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Easymoneyloan is a direct lender that provides online cash loans with easy installment terms that are both convenient and affordable. Our small-dollar loans have a medium-term repayment plan that varies based on your eligibility. As a first-time borrower, you can qualify for a faxless installment loan of $200 to a maximum of $1,000.
When it comes to repayments, installment loans are different from payday loans. Payday loans are designed to be repaid in one lump sum on your next pay date, which may not be affordable for everyone. In contrast, installment loans provide greater repayment flexibility and can be repaid through a series of scheduled payments. The standard term for our loans is 12 bi-weekly payments, not to exceed 180 days. If you change your mind about the loan, you have the right to rescind it within three days of signing the loan contract by emailing support@easymoenyloan.com.
Calculating short-term loan fees and Annual Percentage Rate (APR) is straightforward. Our loan fees depend on the length and number of agreed-upon payment schedules. If you pay early, your fee will be adjusted based on your truncated payment schedule. For more details, refer to our FAQ.
We provide complete disclosures of APR, fees, and payment terms in the Loan Agreement, as required by TILA (TRUTH-IN-LENDING DISCLOSURES). To understand how our interest rates and fees work for a standard fast cash online loan of $200, please refer to our sample loan.
Applying Does NOT Affect Your Credit Score
Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower’s expenses until the next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.
Legal Disclaimer: Easymoneyloan.org is a legitimate direct lender authorized to lend money to genuine borrowers where the interest rate, term and maximum amount that can be borrowed are solely decided by the company. Without authentic and verifiable information in the application, funding by no means is guaranteed. Upon requirement, the prospective borrower is expected to provide additional document/information- failing which would result in rejection of the loan application. While reviewing loan applications, we typically do not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, soft credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained in certain circumstances. You will not be charged any fees to use Easymoneyloan.org’s service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.
Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. Easymoneyloan.org does not guarantee that completing an inquiry form will result in being offered a loan product with satisfactory terms or rates. It is also worth noting that any loan request submitted on Friday after 6:00 PM EST will be processed on the next business day. For inquiries related to our services you may Email us at support@easymoneyloan.org
