Easy money loan is a direct lender that provides online cash loans with easy installment terms that are both convenient and affordable. Our small-dollar loans have a medium-term repayment plan that varies based on your eligibility. As a first-time borrower, you can qualify for a faxless installment loan of $200 to a maximum of $1,000.

When it comes to repayments, installment loans are different from payday loans. Payday loans are designed to be repaid in one lump sum on your next pay date, which may not be affordable for everyone. In contrast, installment loans provide greater repayment flexibility and can be repaid through a series of scheduled payments. The standard term for our loans is 12 bi-weekly payments, not to exceed 180 days. If you change your mind about the loan, you have the right to rescind it within three days of signing the loan contract by emailing support@easymoenyloan.com.

Calculating short-term loan fees and Annual Percentage Rate (APR) is straightforward. Our loan fees depend on the length and number of agreed-upon payment schedules. If you pay early, your fee will be adjusted based on your truncated payment schedule. For more details, refer to our FAQ.

We provide complete disclosures of APR, fees, and payment terms in the Loan Agreement, as required by TILA (TRUTH-IN-LENDING DISCLOSURES). To understand how our interest rates and fees work for a standard fast cash online loan of $200, please refer to our sample loan.